Terms of Service

1. Scope

These terms apply to the use of this website and the tools provided by Klartext Ventures (sole proprietorship, owner: Ole Reinhold).

2. Service description

The calculators and tools are provided for general informational purposes. They do not constitute legal, tax, financial, or medical advice.

3. Availability

We do not guarantee uninterrupted availability or complete freedom from errors. Content and features may be changed, extended, or removed at any time.

4. Liability

We are liable for damages only in cases of intent or gross negligence. In cases of injury to life, body, or health, and where liability is mandatory by law, statutory provisions apply without limitation.

5. Use at your own risk

Your use of calculations and results is at your own risk. Please independently verify results before making decisions with legal, financial, or health consequences.

6. Intellectual property

Website content, structure, design, and source code are protected by copyright unless stated otherwise.

7. Governing law

German law applies, excluding the UN Convention on Contracts for the International Sale of Goods, to the extent legally permissible.

8. Contact

For questions about these terms: [email protected].